M O N E Y   G O L D

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Welcome!

Money Gold Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Delhi Co-operative Societies Act, 2003, and regulated by the Registrar of Co-operative Societies (RCS), Delhi.

Information

Become A Member EMI Payment
  • mgcutcs19@gmail.com

Wed to Mon: 10:00am - 7:00pm

Our Office

5/375, khichri Pur Delhi

Get in Touch

+91 9910 21 4505
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Emergency Loan

Affordable, Flexible, and Transparent Loan Facility

Access quick financial support with the Emergency Loan from Money Gold Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest, enjoy flexible repayment options, and get transparent, member-friendly loan approval for urgent needs.

Comprehensive Overview of Emergency Loan – Quick Relief When You Need It Most

The Emergency Loan offered by Money Gold Co-operative Society is designed to provide immediate financial assistance to members facing urgent or unforeseen situations. Whether it’s a medical expense, family emergency, or other unexpected need, this loan ensures fast and reliable access to funds when you need them most.

Members can apply for an Emergency Loan of up to ₹20,000 with a repayment tenure ranging from 10 to 50 months. The interest rate is a reasonable 1.25% per month on the principal amount, ensuring affordability for every member. Payments are due by the 15th of each month, with a penal interest of 1.75% per month applicable if payments are delayed beyond the 16th.

To maintain trust and accountability, a witness or guarantor is mandatory during the loan application process. All loans are verified and approved by the authorised officers, ensuring a transparent and ethical system.

Repayments are made through monthly instalments (EMIs) at the society office or authorised channels, with proper receipts and records maintained. Late payments may attract penalties and affect eligibility for future loans.

This loan is ideal for members seeking immediate monetary support with minimal documentation, quick approval, and complete transparency. With Money Gold Co-operative Society’s Emergency Loan, members gain peace of mind knowing that financial help is just a step away during unexpected challenges.

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Get In Touch

Get Started with Emergency Loan

Financial Guidance

Helping you make smart choices

Personal Loan

Personal Loan – Flexible Financial Support for Members

Key Benefits of Our Personal Loans

  • Flexible Financial Support – Get funds for personal, educational, or household needs with ease.
  • Low Interest Rate – Affordable borrowing at 1.25% per month on the principal amount.
  • Customisable Repayment Tenure – Repay comfortably over a period of 10 to 50 months.
  • Secure & Verified Process – Every loan is supported by a verified witness to ensure trust and accountability.
  • Transparent Approval – Loans are approved fairly by authorised officers with complete clarity.
  • Easy Monthly Instalments – Structured EMI system with proper documentation and records.
  • No Hidden Charges – Clear terms, fair interest rates, and transparent repayment conditions.
  • Trusted Support – Reliable financial assistance from Money Gold Co-operative Society for your personal growth.

Empower Your Finances

Become a member of Money Gold Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Frequently Asked Questions

Find quick answers to common queries.

Money Gold Co-operative (U) Thrift & Credit Society is a registered Delhi Co-operative Societies Act that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.

Money Gold Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.

The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.

To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.

Yes, Money Gold Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.

Money Gold Society operates from its head office in Khichri Pur, Delhi, and mainly serves members from this and nearby regions.

Yes, Money Gold Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.

Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.

Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.

Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.

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Comprehensive Overview of Emergency Loan – Quick Financial Assistance for Members

The Emergency Loan offered by Money Gold Co-operative Society is specifically designed to support members during unforeseen financial challenges. Whether it’s a medical emergency, unexpected expense, or urgent need, this loan provides immediate relief with minimal documentation and a simple approval process.

Members can avail an Emergency Loan of up to ₹20,000 with a flexible repayment period ranging from 10 to 50 months. The loan carries an affordable interest rate of 1.25% per month (on principal). Payments must be made before the 15th of each month, and if delayed beyond the 16th, a penal interest of 1.75% per month is applied.

To ensure accountability and trust, a witness (guarantor) is mandatory for every loan application. The loan approval process is handled by authorised officers who verify the member’s eligibility, documentation, and repayment capacity before granting the loan.

Repayment is made on a monthly installment (EMI) basis, either directly at the society office or through approved payment channels. Members receive proper receipts for every payment, maintaining a transparent financial record. Late payments may result in penalties or temporary ineligibility for future loans.

This loan is perfect for members seeking quick financial support without the burden of lengthy formalities or high interest rates. With the Emergency Loan, Money Gold Co-operative Society ensures that every member can confidently manage emergencies with financial stability and peace of mind.

Why Choose Emergency Loan from Money Gold Co-operative?

The Emergency Loan plan is ideal for members who need instant access to funds during urgent situations. It is built around the principles of trust, transparency, and member welfare, ensuring that help is available exactly when it’s needed the most.

By choosing this plan, members enjoy a straightforward borrowing experience with affordable interest, quick approval, and flexible repayment options. The loan process has been designed to minimize stress and maximize support.

Key reasons to choose the Emergency Loan:

  • Quick Disbursal: Funds are released promptly to address immediate financial needs.
  • Affordable Interest: Interest charged at just 1.25% per month makes repayment manageable.
  • Flexible Tenure: Repay comfortably within 10 to 50 months based on your convenience.
  • Mandatory Witness: Ensures financial responsibility and trust between the member and society.
  • Transparent Process: Every step is clearly documented for complete clarity and fairness.
  • Low Penalty: Minimal penal interest for delayed payments, encouraging timely repayment.
  • Reliable Support: Approved by trusted officers ensuring fairness and accountability.

Opting for the Emergency Loan from Money Gold Co-operative Society means choosing a dependable financial partner that values your needs. Experience fast approval, fair interest, and hassle-free repayment — ensuring peace of mind during any emergency.

Smart Savings & Loans

Options to support your goals

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Membership Plans

At Money Gold Co-operative (U) Thrift and Credit Society Limited, membership is the foundation of collective growth and financial security. By becoming a member...

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Fixed Deposit

Experience guaranteed growth with Money Gold Co-operative Society’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailo...

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Membership Plan-1

Membership Plan-1 of Money Gold Co-operative (U) Thrift and Credit Society Limited offers new members a structured beginning with a total contribution of ₹1,5...

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Deposits

Discover trusted and secure deposit options with Money Gold Co-operative Society. Our Fixed Deposit (FD) and Recurring Deposit (RD) plans help members grow thei...

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Recurring Deposit

Money Gold Co-operative Society offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive...

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Personal Loan

Money Gold Co-operative offers Personal Loans with flexible repayment tenure, low interest rates, and easy monthly instalments. With quick approval, a verified ...

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Membership Plan - 2

The Standard Membership Plan (Membership Plan-2) at Money Gold Co-Operative requires a total contribution of ₹1,700, offering balanced savings, access to smal...

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Loans

At Money Gold Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose from...

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Membership Plan - 3

The Silver Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹2,200, providing structured saving...

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Monthly Income Scheme

The Monthly Income Scheme (MIS) of Money Gold Co-operative Society is designed for members who want a regular and assured monthly income from their savings. Thi...

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Membership Plan - 4

The Gold Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹3,200, providing members with long-t...

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Membership Plan-5

The Platinum Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹4,200. Ideal for members with st...

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Junior Membership

The Junior Membership Plan of Money Gold Co-operative Society lets children start saving early with a total contribution of ₹1250, promoting financial habits ...