M O N E Y   G O L D

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Welcome!

Money Gold Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Delhi Co-operative Societies Act, 2003, and regulated by the Registrar of Co-operative Societies (RCS), Delhi.

Information

Become A Member EMI Payment
  • mgcutcs19@gmail.com

Wed to Mon: 10:00am - 7:00pm

Our Office

5/375, khichri Pur Delhi

Get in Touch

+91 9910 21 4505
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Membership Plans

Our Membership Plans

At Money Gold Co-operative (U) Thrift and Credit Society Limited, membership is the foundation of collective growth and financial security. By becoming a member, individuals gain access to reliable thrift, deposit, and credit facilities while participating in a trusted co-operative system built on transparency and mutual benefit.

How Money Gold Society Works

Money Gold Co-operative (U) Thrift and Credit Society Limited follows a structured, transparent, and member-first system to manage savings, deposits, and credit activities in compliance with co-operative laws.

Member Savings Management
  • Regular thrift contributions are collected and recorded securely.
  • Member funds are handled with strict internal controls.
  • Members receive clear records of every savings entry.

Systematic savings encourage long-term financial discipline.

Deposits & Member Accounts
  • Deposit schemes are designed to suit short and long-term goals.
  • Tenure and maturity terms are clearly communicated.
  • Account summaries are maintained with accuracy.

Deposits remain secure and accessible as per society rules.

Transparent Financial Records
  • All financial activities are documented systematically.
  • Records are available for internal review and audits.
  • Accuracy and consistency are maintained at every level.

Clear records strengthen transparency and accountability.

Credit & Loan Facilities
  • Loans are provided strictly to eligible members.
  • Applications are reviewed as per society by-laws.
  • Repayment schedules are defined and monitored.

Responsible lending protects both members and society.

Member Administration
  • Each member is registered with verified documentation.
  • Membership records are updated regularly.
  • Members are informed about important updates.

Proper administration ensures smooth society operations.

Compliance & Governance
  • Operations follow the Delhi Co-operative Societies Act.
  • Internal checks safeguard member interests.
  • Governance is guided by co-operative principles.

Strong compliance builds credibility and trust.

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Get In Touch

Get Started with Membership Plans

Financial Guidance

Helping you make smart choices

Membership Plan-1

Basic Membership Plan – Membership Plan-1 | Money Gold Co-operative Society

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹300
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education / Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹1,500
  • Best For: New members starting their savings journey with Money Gold Co-Operative.

Membership Plan - 2

Standard Membership Plan – Membership Plan-2

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹500
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education / Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹1,700
  • Best For: Members seeking balanced savings and loan eligibility with Money Gold Co-Operative.

Membership Plan - 3

Silver Membership Plan – Secure Your Financial Growth

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹1,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹2,200
  • Best For: Members with medium savings goals.

Membership Plan - 4

Gold Membership Plan – Secure Your Long-Term Financial Growth

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹2,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹3,200
  • Best For: Long-term savings & financial stability.

Membership Plan-5

Platinum Membership Plan – Membership Plan-5

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹3,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹4,200
  • Best For: High saving members seeking premium benefits.

Junior Membership

Junior Membership Plan – Building Financial Habits Early

  • Membership Fees: ₹50
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹200
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹100
  • Total: ₹1,250
  • Best For: Minors (Below 18 years) to build early financial discipline.

Empower Your Finances

Become a member of Money Gold Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Frequently Asked Questions

Find quick answers to common queries.

Money Gold Co-operative (U) Thrift & Credit Society is a registered Delhi Co-operative Societies Act that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.

Money Gold Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.

The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.

To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.

Yes, Money Gold Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.

Money Gold Society operates from its head office in Khichri Pur, Delhi, and mainly serves members from this and nearby regions.

Yes, Money Gold Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.

Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.

Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.

Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.

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Benefits of Becoming a Member

Membership at Money Gold Society offers financial security, transparency, and co-operative strength.

Structured Saving Culture

Develop consistent saving habits through society-approved thrift and deposit plans.

Member-Based Credit Access

Loans are extended responsibly to members based on eligibility and repayment capacity.

Flexible Repayment Options

Loan repayment schedules are designed to remain manageable and member-friendly.

Financial Awareness

Members receive guidance to improve financial planning and responsible money management.

Collective Support System

A strong member network promotes mutual assistance and shared financial responsibility.

Member Privileges

Long-standing members may receive additional benefits as per society policies.

Smart Savings & Loans

Options to support your goals

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Fixed Deposit

Experience guaranteed growth with Money Gold Co-operative Society’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailo...

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Emergency Loan

Access quick financial support with the Emergency Loan from Money Gold Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest, enj...

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Deposits

Discover trusted and secure deposit options with Money Gold Co-operative Society. Our Fixed Deposit (FD) and Recurring Deposit (RD) plans help members grow thei...

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Recurring Deposit

Money Gold Co-operative Society offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive...

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Personal Loan

Money Gold Co-operative offers Personal Loans with flexible repayment tenure, low interest rates, and easy monthly instalments. With quick approval, a verified ...

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Loans

At Money Gold Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose from...

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Monthly Income Scheme

The Monthly Income Scheme (MIS) of Money Gold Co-operative Society is designed for members who want a regular and assured monthly income from their savings. Thi...