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Welcome!

Money Gold Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Delhi Co-operative Societies Act, 2003, and regulated by the Registrar of Co-operative Societies (RCS), Delhi.

Information

Become A Member EMI Payment
  • mgcutcs19@gmail.com

Wed to Mon: 10:00am - 7:00pm

Our Office

5/375, khichri Pur Delhi

Get in Touch

+91 9910 21 4505
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Membership Plan - 2

Secure Savings and Enhanced Loan Benefits for Members

The Standard Membership Plan (Membership Plan-2) at Money Gold Co-Operative requires a total contribution of ₹1,700, offering balanced savings, access to small loan facilities, and the opportunity to support the society’s welfare and education initiatives.

Standard Membership Plan – Balanced Savings & Loan Benefits

The Standard Membership Plan of Money Gold Co-operative (U) Thrift & Credit Society Ltd. is designed for members who seek balanced savings and enhanced loan eligibility. With a total contribution of ₹1,700, this plan is ideal for individuals looking to grow financially while enjoying co-operative benefits.

Under this plan, members contribute towards Membership Fees (₹100), Share Money (₹500), and Compulsory Deposit (CD ₹500). Contributions to the Co-operative Kalyan Fund (₹200) and Education / Building Fund (₹200) support the welfare and development initiatives of the society. A minor Miscellaneous charge (₹200) ensures smooth operations, bringing the total contribution to ₹1,700.

Enrolling in this plan allows members to access savings facilities and loan benefits, offering financial stability while contributing to the collective growth of the co-operative community.

Ideal for members who want better loan eligibility and potential annual dividends, the Standard Membership Plan supports a secure, transparent, and reliable financial journey with Money Gold Co-operative Society.

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Get In Touch

Get Started with Membership Plan - 2

Financial Guidance

Helping you make smart choices

Membership Plan-1

Basic Membership Plan – Membership Plan-1 | Money Gold Co-operative Society

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹300
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education / Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹1,500
  • Best For: New members starting their savings journey with Money Gold Co-Operative.

Membership Plan - 3

Silver Membership Plan – Secure Your Financial Growth

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹1,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹2,200
  • Best For: Members with medium savings goals.

Membership Plan - 4

Gold Membership Plan – Secure Your Long-Term Financial Growth

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹2,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹3,200
  • Best For: Long-term savings & financial stability.

Membership Plan-5

Platinum Membership Plan – Membership Plan-5

  • Membership Fees: ₹100
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹3,000
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹200
  • Total: ₹4,200
  • Best For: High saving members seeking premium benefits.

Junior Membership

Junior Membership Plan – Building Financial Habits Early

  • Membership Fees: ₹50
  • Share Money: ₹500
  • Compulsory Deposit (CD): ₹200
  • Co-operative Kalyan Fund: ₹200
  • Co-operative Education/Building Fund: ₹200
  • Miscellaneous: ₹100
  • Total: ₹1,250
  • Best For: Minors (Below 18 years) to build early financial discipline.

Empower Your Finances

Become a member of Money Gold Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!

Frequently Asked Questions

Find quick answers to common queries.

Money Gold Co-operative (U) Thrift & Credit Society is a registered Delhi Co-operative Societies Act that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.

Money Gold Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.

The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.

To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.

Yes, Money Gold Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.

Money Gold Society operates from its head office in Khichri Pur, Delhi, and mainly serves members from this and nearby regions.

Yes, Money Gold Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.

Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.

Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.

Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.

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Comprehensive Overview of Membership & Digital Banking Services

The Membership and Banking Services at Money Gold Co-operative (U) Thrift & Credit Society Ltd. are designed to provide members with a seamless, technology-driven financial experience. Registered under the Delhi Co-operative Society Act, 2003 (Reg. No. 10923), the society prioritizes transparency and ease of transaction for all its members residing in Delhi.

To ensure smooth operations, members are encouraged to utilize Digital Payment modes. The society accepts contributions via NEFT / IMPS / RTGS directly into the official RBL Bank Account. To maintain accurate records, members must share the transaction screenshot via WhatsApp immediately after payment. This Scan & Pay facility ensures that your savings and loan installments are recorded instantly and securely.

Adhering to a disciplined financial calendar, members are advised to deposit their monthly installments between the 1st and 10th of every month. This punctuality ensures the smooth functioning of the society and helps members avoid penalties. Furthermore, for Passbook Entry and reconciliation, members can visit the office between the 16th and 30th of the month, ensuring a dedicated time for documentation.

The Money Gold Co-operative office, located at Khichri Pur, Delhi, operates from 10:00 AM to 7:30 PM (with a lunch break from 2:00 PM to 2:30 PM). While the office remains closed on Tuesdays, a special provision keeps the office OPEN if the 10th of the month falls on a Tuesday, ensuring members never miss a payment deadline.

Ideal for members seeking a modern, transparent, and regulated co-operative experience, Money Gold Co-operative combines traditional trust with digital efficiency. Join us to experience a secure financial environment where your convenience is our priority.

Why Choose Money Gold Co-operative Society?

Money Gold Co-operative (U) Thrift & Credit Society Ltd. stands out as a reliable financial partner for members seeking secure deposits and hassle-free loan repayment mechanisms. By integrating digital banking solutions with standard co-operative values, we offer a service that is both accessible and professional.

Our operational structure is built around member convenience. From QR Code payments to WhatsApp support, we reduce the need for physical visits, saving your time and money. Our registered presence and adherence to the Delhi Co-operative Society Act ensure that your funds are managed with the highest standards of integrity.

Key benefits of our Membership & Banking System:

  • Digital-First Approach: Direct transfer via NEFT/IMPS/RTGS and QR Code scanning for instant payments.
  • Structured Payment Cycle: Clear deposit window (1st–10th) ensures disciplined savings and loan management.
  • Flexible Office Access: Extended hours (10:00 AM – 7:30 PM) and special working Tuesdays (if falling on the 10th).
  • Transparent Communication: Instant updates and transaction verification via WhatsApp support.
  • Regulatory Security: Fully registered (Reg. No. 10923) providing a safe environment for your hard-earned money.

Choosing Money Gold Co-operative means choosing a partner that values your time and financial growth. With our transparent banking details and member-centric policies, we are committed to helping you build a stable and prosperous future.

Smart Savings & Loans

Options to support your goals

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Membership Plans

At Money Gold Co-operative (U) Thrift and Credit Society Limited, membership is the foundation of collective growth and financial security. By becoming a member...

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Fixed Deposit

Experience guaranteed growth with Money Gold Co-operative Society’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailo...

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Emergency Loan

Access quick financial support with the Emergency Loan from Money Gold Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest, enj...

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Membership Plan-1

Membership Plan-1 of Money Gold Co-operative (U) Thrift and Credit Society Limited offers new members a structured beginning with a total contribution of ₹1,5...

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Deposits

Discover trusted and secure deposit options with Money Gold Co-operative Society. Our Fixed Deposit (FD) and Recurring Deposit (RD) plans help members grow thei...

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Recurring Deposit

Money Gold Co-operative Society offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive...

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Personal Loan

Money Gold Co-operative offers Personal Loans with flexible repayment tenure, low interest rates, and easy monthly instalments. With quick approval, a verified ...

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Loans

At Money Gold Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose from...

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Membership Plan - 3

The Silver Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹2,200, providing structured saving...

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Monthly Income Scheme

The Monthly Income Scheme (MIS) of Money Gold Co-operative Society is designed for members who want a regular and assured monthly income from their savings. Thi...

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Membership Plan - 4

The Gold Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹3,200, providing members with long-t...

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Membership Plan-5

The Platinum Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹4,200. Ideal for members with st...

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Junior Membership

The Junior Membership Plan of Money Gold Co-operative Society lets children start saving early with a total contribution of ₹1250, promoting financial habits ...