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Money Gold Co-Operative (U) Thrift and Credit Society Limited is a registered urban co-operative society operating under the Delhi Co-operative Societies Act, 2003, and regulated by the Registrar of Co-operative Societies (RCS), Delhi.
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Money Gold Co-operative offers Personal Loans with flexible repayment tenure, low interest rates, and easy monthly instalments. With quick approval, a verified and transparent process, and member-friendly terms, our personal loan facility helps members conveniently meet personal, educational, household, or urgent financial needs with confidence and ease.
The Personal Loan offered by Money Gold Co-operative (U) Thrift & Credit Society Ltd. is designed to provide flexible and reliable financial assistance to members for personal, educational, business, or household needs. This loan ensures quick access to funds with member-friendly terms that support your short-term and long-term financial goals.
Members can apply for a Personal Loan of up to ₹4,00,000 with a flexible repayment tenure ranging from 10 to 50 months. The interest rate is an affordable 1.25% per month on the principal amount, making repayments simple and manageable. Monthly payments are due by the 15th of each month; payments made after the 16th attract a penal interest of 1.75% per month.
To ensure transparency and financial discipline, a witness (guarantor) is mandatory for every loan application. All personal loans are carefully verified and approved by authorised officers, ensuring a fair, ethical, and trustworthy approval process.
Repayment is done through monthly instalments (EMIs) at the society office or through approved payment channels. Proper receipts and records are maintained for every transaction. Delayed payments may attract penalties and can temporarily affect eligibility for future loans.
The Personal Loan is ideal for members looking for quick financial support with minimal formalities, transparent terms, and affordable interest rates. With Money Gold Co-operative’s Personal Loan, members can confidently meet their personal and family needs while enjoying financial stability and peace of mind.
Emergency Loan – Quick Financial Support for Members
Become a member of Money Gold Co-Operative (U) Thrift & Credit Society Ltd and enjoy secure savings, easy loans, and dedicated support. Take the first step toward financial growth and stability today!
Money Gold Co-operative (U) Thrift & Credit Society is a registered Delhi Co-operative Societies Act that provides savings, deposit, and loan services to its members. It helps people save securely and get easy financial support when needed.
Money Gold Society offers Fixed Deposit (FD), Recurring Deposit (RD), and Daily Deposit Plans. Each plan has different interest rates and maturity periods based on the investment amount and tenure.
The interest rate depends on the type and duration of the plan. On average, members can earn between 10% to 12% per annum. Please check the “Plans” section for the latest interest rates.
To apply for a loan, you must be an active member of the society. You should have a regular saving record and valid ID proof. The loan process is simple — just fill out the loan application form and submit required documents.
Yes, Money Gold Society accepts both online and offline payments. Members can pay through UPI, bank transfer, or cash deposit at the office.
Money Gold Society operates from its head office in Khichri Pur, Delhi, and mainly serves members from this and nearby regions.
Yes, Money Gold Co-operative Society is a registered co-operative society that operates under government regulations. Registration and license details are mentioned on the “About Us” page.
Any Indian citizen above 18 years of age with valid ID proof and address proof can become a member of the society by completing the membership process.
Yes, registered co-operative societies follow government rules and regulations. They are managed by elected boards and audited regularly to ensure transparency and member safety.
Unlike banks, co-operative societies work only for their members. The main goal is to help members save and borrow easily — not to make profits from customers.
The Personal Loan at Money Gold Co-operative (U) Thrift & Credit Society Ltd. is designed for members who require reliable financial assistance for personal, educational, business, or household purposes. This loan provides a transparent and stress-free solution to meet your monetary needs with confidence.
Members can apply for a Personal Loan of up to ₹4,00,000 with a flexible repayment tenure ranging from 10 to 50 months. The interest rate is an affordable 1.25% per month on the principal amount. Monthly payments are due by the 15th of each month; payments made after the 16th attract a penal interest of 1.75% per month.
To ensure accountability and trust, a witness (guarantor) is mandatory during the loan application process. All loans are carefully verified and approved by authorised officers, ensuring a fair, ethical, and transparent approval system.
Repayments are made through monthly instalments (EMIs) at the society office or through approved channels, with proper receipts and records maintained. Late payments may attract penalties and can temporarily affect eligibility for future loans.
This loan is ideal for members seeking financial support for personal goals with quick approval, minimal documentation, and complete clarity. With Money Gold Co-operative’s Personal Loan, members can manage their finances effectively and achieve their objectives with peace of mind.
At Money Gold Co-operative (U) Thrift and Credit Society Limited, membership is the foundation of collective growth and financial security. By becoming a member...
Experience guaranteed growth with Money Gold Co-operative Society’s Fixed Deposit Plans. Enjoy secure investments, assured returns, and flexible tenures tailo...
Access quick financial support with the Emergency Loan from Money Gold Co-operative (U) Thrift & Credit Society Ltd. Borrow up to ₹20,000 at low interest, enj...
Membership Plan-1 of Money Gold Co-operative (U) Thrift and Credit Society Limited offers new members a structured beginning with a total contribution of ₹1,5...
Discover trusted and secure deposit options with Money Gold Co-operative Society. Our Fixed Deposit (FD) and Recurring Deposit (RD) plans help members grow thei...
Money Gold Co-operative Society offers Recurring Deposit plans that help you save regularly with guaranteed returns. Enjoy flexible monthly deposits, attractive...
The Standard Membership Plan (Membership Plan-2) at Money Gold Co-Operative requires a total contribution of ₹1,700, offering balanced savings, access to smal...
At Money Gold Co-operative (U) Thrift & Credit Society Ltd., we provide secure and affordable loan facilities to support members’ financial needs. Choose from...
The Silver Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹2,200, providing structured saving...
The Monthly Income Scheme (MIS) of Money Gold Co-operative Society is designed for members who want a regular and assured monthly income from their savings. Thi...
The Gold Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹3,200, providing members with long-t...
The Platinum Membership Plan of Money Gold Co-operative (U) Thrift and Credit Society Limited offers a total contribution of ₹4,200. Ideal for members with st...
The Junior Membership Plan of Money Gold Co-operative Society lets children start saving early with a total contribution of ₹1250, promoting financial habits ...
Enjoy trusted savings plans FD, RD and affordable loans